Experience And Professionalism You Can Trust
YEARS OF REAL ESTATE EXPERIENCE
CLOSED SALES
TOTAL VALUE
REALTOR®
In 2025, I proved once again that I’m one of the top real estate agents in Houston and Bibb County. I work hard, treat people like friends, and always make sure I understand what my clients need.
I’m here to help you find the perfect home for your family and give you the support you deserve. I know all about the neighborhoods in Warner Robins and Macon and the surrounding areas, and I’ll do everything I can to find the best home for you.
Explore my featured listings.
Pending
117 Legare Court, Macon, GA 31210
Pending
1124 Panola Circle, Warner Robins, GA 31088
For Sale
2554 Delano Drive, Macon, GA 31204
For Sale
102 Canion Place, Kathleen, GA 31047
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Jacque Applegate
REALTOR®
About Me
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Browse my lifestyle guides to learn about the right neighborhood for you
Resources
The next thing you should do - before you call on an ad, before you talk to a REALTOR®, before you shop for interest rates - is look at your savings.
Title and Escrow
The purchase of a home is most likely one of the most expensive and important purchases you will ever make.
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Adjustable rate mortgages all have certain similar features. They have an adjustment period, an index, a margin, and a rate cap.
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In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan.
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FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian.
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Title insurers work to identify and eliminate risk before issuing a title insurance policy. Casualty insurers assume risks.
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A preliminary report contains the conditions under which the title company will issue a particular type of title insurance policy.
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With the recent attention given to foreclosure, there also has been corresponding interest in buying foreclosed properties.
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Banks and savings & loans usually operate as portfolio lenders, mortgage bankers, or some combination of both.
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The goal of title companies is to conduct such a thorough search and evaluation of public records that no claims will ever arise.
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Most lenders generate loans and then immediately sell those loans to secondary market investors, such as FannieMae.
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In today’s world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property.
Tips for Buyers
It is true that foreclosed properties can be priced at a significant discount, but they are also a much riskier investment.
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Each morning mortgage companies create rate sheets for loan officers. The rates usually change slightly from day to day.
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Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money.
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Instead of hiring a company to manage your biweekly payment, you could accomplish essentially the same thing on your own for free.
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REALTORS® will also have differing opinions, and those opinions have and will continue to change over time.
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In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance.
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The mechanics’ lien is a right that a state gives to workers and suppliers to record a lien and ensure payment.
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When a property is held in a Living Trust, title companies have particular requirements to facilitate the transaction.
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These are the things you need to supply to your lender to get a quick approval using alternate documentation.
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When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history.
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Since you hold the actual bonds in your possession, the easiest and best way to verify them for your mortgage lender is to make photocopies of them.
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If such ownership rights are in question or defective, you may have trouble collecting your monthly mortgage payments.
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Before continuing further, it may be helpful to clarify a common misconception about Condominiums and PUDs.
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Real property can be incredibly valuable and the question of how parties can take ownership of their property is important.
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They are listed in the order that they should appear on a Good Faith Estimate you obtain from a mortgage lender.
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What is meant by “marketability”? Local lenders will originate a loan here, and, often, sell it to an out-of-state investor.
If you're planning to sell your home in the next few months, nothing is more important than knowing a fair asking price. I would love to help you with a FREE Market Analysis. I will use comparable sold listings to help you determine the accurate market value of your home.
GET IN TOUCH TO LEARN MORE
JACQUE APPLEGATE
1221 S HOUSTON LAKE RD WARNER ROBINS, GA 31088
