Resources
Common Ways of Holding Title
Real property can be incredibly valuable and the question of how parties can take ownership of their property is important.
Resources
The Functions of an Escrow
Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money.
Resources
Understanding Preliminary Reports
A preliminary report contains the conditions under which the title company will issue a particular type of title insurance policy.
Resources
Understanding Title Insurance
Title insurers work to identify and eliminate risk before issuing a title insurance policy. Casualty insurers assume risks.
Resources
What's a FICO®?
FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian.
Resources
Where Does the Money Come From for Mortgage Loans?
In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan.
Resources
Which ARM is the Best Alternative?
Adjustable rate mortgages all have certain similar features. They have an adjustment period, an index, a margin, and a rate cap.
Title and Escrow
Why Do You Need Title Insurance?
The purchase of a home is most likely one of the most expensive and important purchases you will ever make.
Resources
Your Savings and Down Payment
The next thing you should do - before you call on an ad, before you talk to a REALTOR®, before you shop for interest rates - is look at your savings.
